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    Comdirect Bank Online

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    comdirect ist Ihre erste Adresse für Sparen, Anlegen und Handeln mit Wertpapieren. Smarte Lösungen für Finanzthemen machen Ihnen das Leben leichter. Dazu erwarb der Konzern die verbleibenden Aktien von T-Online, die das Internetunternehmen seit gehalten hatte. 20erwirtschaftete die​. Ohne comdirect Login hat kein Kunde der Direktbank Zugriff auf das Onlinebanking. Er ist Voraussetzung für Überweisungen und andere Aktionen. Wie viele Sterne würden Sie comdirect bank AG geben? Ich habe den Vergleich zu vielen Online Banken, wo ich Girokontos oder Tagesgeldkonten führe. Nicht alle Bestandskunden sind aber bereit für mehr Online- und weniger Offline-​Banking. App der Comdirect-Bank Quelle: imago images.

    Comdirect Bank Online

    Ohne comdirect Login hat kein Kunde der Direktbank Zugriff auf das Onlinebanking. Er ist Voraussetzung für Überweisungen und andere Aktionen. Nicht alle Bestandskunden sind aber bereit für mehr Online- und weniger Offline-​Banking. App der Comdirect-Bank Quelle: imago images. comdirect bank News: Hier finden Sie die News-Seite für den Wert comdirect bank.

    If one lives abroad and is not a German citizen, one needs a good reason for needing the account, a reason the bank can understand. In exceptional cases, it is possible.

    Primarily the bank opens accounts for people who live in Germany or are expats. This makes sense, because the communication as well as the online banking are always done in German language.

    Hello, I tried to open Visa card in Comdirect but faced following problem. What to do? Maybe someone already solve such issue. For the previous address, put in the German one again.

    Print out the account application and then manually strike out the previous address, manually put in the correct one and sign the changed area.

    Mail the application to Comdirect. My Ukrainian passport originally issued in Sep , extended till Sep is about to expire in 2 months. My questions are: 1 Would I be able to open an account at Comdirect?

    Indeed I lived in Germany in the past and still have an account in Commerzbank. Would it help? Currently, you cannot open the account from abroad using the online process.

    There is a PDF application you can get from the Comdirect customer service. Anyway, do you have a reply to the question, why you want to have an account at a German direct bank, even though you live somewhere else?

    It is possible that the bank will ask you that. Just a friendly warning for expats dealing with Comdirect.

    They currently have 2 apps for Android in the Play store; 1 Comdirect Mobile app and 2 Comdirect app. Here you can either scan an image or have the app scan your mobile screen for an image and with that make a transaction possible.

    Since Comdirect will charge for mobileTAN starting september e. But here it comes: The new app number 2 can only be installed on phones which are running a German localized Play store account.

    This means I cannot install the new app from the playstore and therefore cannot use the photoTAN app2app function. Not very expat friendly and a bit strange for an online bank, in my eyes.

    Do know what you might be getting yourself into if you have to pay for each online transaction that you are doing. Yes I know you can use iTAN lists, but seriously, who in this day and age carries around lists of codes to perform banking actions.

    This just is, again in my eyes, not acceptable any more. Then install the App and switch your account back to you dutch account. You only have to do this once.

    I am a minor 17 years old who lives abroad, I am a foreigner. I will come to Germany alone without my guardians.

    When I arrive in Germany, can I open a girokonto on my own without the presence of my guardians? Or can I open it online from my home country? According to German law, you can only be legally competent to do business from the age of But there are no processes for this from abroad.

    That does not make any sense for German banks. In more details, I am coming in Germany to do bachelor degree. I will open a blocked account through x patrio, so I should be responsible of opening Girokonto to transfer the monthly allowance to my account.

    Is there any document needed from the university that could facilitate opening Girokonto? Comdirect does not offer this type of account.

    As far as I know, only Deutsche Bank does that. Once you have arrived in Germany, you can apply for a free checking account at Comdirect. This is useful for everyday electronic spending.

    I would like to open an account with Comdirect as an exchange student in Germany. However, as the application is completely in German, I have gotten very confused about the Visa Card.

    There are two options available to me: the free Visa card and the Dispositionkarte. Are you able to tell me the difference between the two? I opened an account in comdirect and I received my cards.

    They refused to open me a Dispositionskredit account I have just moved to Germany, so that might be the reason.

    I have two questions: 1 I can use my VISA card only as a prepaid card, by transferring money to the corresponding account?

    And when? The day that I bought it or at the end of the month? Thank you in advance! Yes, congratulations that it has worked with the account opening at one of the best direct banks in Germany.

    That is not a naturalness, when you have not established a credit rating in Germany yet. After all, the money on the prepaid card is yours.

    Thank you very much! I have one more question concerning the prepaid card. Can I use it in countries with Euro currency withdrawals and payments without any further charges?

    I just applied for a new account with ComDirect. I called the Comdirect helpline and they told me that it can also be done via Commerzbank.

    Name required. Mail will not be published required. I want my comment to be discarded. Only check this, if you are a computer program.

    Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad. Legitimating through video call! As in almost all countries, also the banks in Germany have to identify their customers beyond doubt.

    Therefore, this is nothing special. However, it is special that the Comdirect Bank is one of the first banks that have implemented a convenient ID-procedure via video call.

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    Natalia says:. May 1, at am. NewComdirectCustomer says:. May 5, at pm. May 9, at am. Satoshi says:. Retrieved August 30, December 10, Frankfurter Neue Presse in German.

    Appgefahren in German. September 16, IT-Finanzmagazin in German. September 29, Retrieved May 22, Retrieved August 25, April 28, October 28, Coburger Tageblatt in German.

    Allgemeine Zeitung in German. Rheinische Post in German. Nürnberger Nachrichten in German. May 4, Deutsche Welle in German.

    July 18, Hannoversche Allgemeine Zeitung in German. Banks portal. Finance Bloomberg. Authority control GND : Namespaces Article Talk.

    Views Read Edit View history. Help Community portal Recent changes Upload file. Download as PDF Printable version. Wikimedia Commons.

    Deutsch Edit links. Headquarters of the Comdirect Bank. Financial services. Quickborn , Germany. Retail banking , Savings , Securities , Asset management.

    The Visa card is an additional feature, so you will have to apply for it. It will be ready on I have a right to be in Germany legally with Polish residence permit card.

    Since postIdent happens at the postoffice clerks and not by bank employees, they can vary at times. Sometimes, they ask for nothing other than your passport.

    Sometimes they ask for more documents. If they do, then also show your Polish Residence permit Schengen Visa. Also, a letter from the Auslanderbüro which says your Visa will be ready by 9.

    Good luck. My situation is this: I already have an opened account with Commerzbank. Therefore, I want t proceed with this new Internet banking system.

    Do you know if there a co-relation among both Commerzbank and Comdirect in that could present a problem while making the switch?

    Or maybe they are in practise two complete independent entities of each other? Hi Martin. There would be no problem in making the switch to Comdirect and they are two different entities for all legal purposes.

    They do share some services, such as cash deposit. You can deposit cash in any of the Commerzbank cash machines into your Comdirect account, but that is only advantageous for you.

    Although Commerzbank is recommended, since you do find the need for a branch, you can switch to ComDirect to save on the fees.

    Just complete the application for ComDirect as stated in the article. Since both are German bank accounts, as long as you do an internet transfer from your Commerzbank online portal, it should be free of cost.

    It should sound obvious, but do not close your previous account for a couple of months till everything is sorted out with your new account. Thank you so much for your kind advice.

    I will open the new account and hold on to the other for a bit more time of safety. However, i find the cash machines for notes and coins deposit a HUGE advantage in my case.

    Will this new account enable me to transfer my existing Vodafone monthly payments for example? Perhaps they will automatically reject the Visa card option altogether or stipulate their own credit limit.

    Yes, you can transfer any monthly payment to your new account. They also have a service call KontoWechsel where you can do it once you open the account.

    Otherwise, a simple letter mandate to Vodaphone with with details on your new account will do the trick. It depends on your credit score also. In case they do not think it is enough, they might refuse your VISA card, but still open the bank account.

    So that was nice! Now just awaiting the EC karte any day now! I re-read the fees definition for the deposits. This is annoying.

    However, I cannot see to find a better solution. Thanks for replying. In the meantime, 2 days ago I just received my first few letters PIN, Tan, welcome pages, etc regarding successful opening of this.

    Basically, i signed up for this bank because of the idea to use the money deposit machines at Commerzbank I especially have lots of coins to deposit.

    Since recently, there has been a new decision to charge a fee of 1. In this situation I might be worse than my current situation with Commerzbank standard monthly fees 5.

    I wonder if there is another bank that could offer such a service without this deposit fee? Love to hear from you. Hi, yes you are right. Since comDirect has introduced charges for deposits more than a certain number of times per year.

    My understanding is that it is A , but banks in other countries, e. I have a quick question: I have to transfer money to my landlord.

    If so, can I do this online before or after receiving the ATM card? Yes, a Girokonto is the normal checking account though which you can make any payments or receive money.

    You do not need the ATM card for that. For online access you will need a Zuzangsnummer Access Number and online PIN a 6 digit pin , both of which you will receive in a week once your account is open.

    You will then also need TAN numbers, which is also be sent to you in a week. You cannot make payments to your landlord using the Sparkonto Fixed saving account or the Tagesgeldkonto Daily Saving account.

    Is it that normal that they take so long to give an answer back to the customer? I mean, I did the identity verification on Thanks for the guide!

    This post helped me as well, but I was also in a similar situation. It worked just fine for me. I hope this helps. Hi Bert, since the form is designed for German postal code number 5 digits , you cannot add alphabets on them.

    Dont worry, the previous address is important for previous German residents since the bank checks the credit worthiness of the applicant using your address through the SCHUFA database.

    If you just moved in from another country, then this is not possible, so they will not do the credit check. I am a foreigner with a German passport, but I never lived in Germany.

    I plan to move in a couple of months. Can I open a bank account without a local address? Can you please clarify the main differences between number26 and ComDirect apart from the ones listed in the comparison table?

    I am really not sure which one to select. I just saw that number26 do not offer schufa records which might be problematic when renting an apartment, no?

    Does comzdirect offer schufa records? Both or either Thanks for everything. Free bank account with free VISA card and free worldwide withdrawals.

    English instructions. English instructions […]. I am a British citizen, tax resident in France and I have an apartment in Germany that I rent out, so I need a German bank account for this.

    I almost never go to Germany. I have had an account at the Commerzbank for some time now. I pay monthly charges and receive almost no interest.

    It would perhaps be better for me to change to Comdirect?? No problems not having a German address etc?? What sort of interest could I get? Thanks so much perhaps I should have done this a long time ago.

    Hello, I am a British citizen, resident in France. I own an apartment in Germany that I rent out. I have had an account at Commerzbank for some time now with monthly charges and no interest.

    I just opened an account with Comdirect, and received the welcome pack and customer number nearly 2 weeks ago.

    I sent them a google-translated email explaining the situation, but still no reply.

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    BESTE SPIELOTHEK IN BANZ FINDEN Die Verkaufsorder, die ein Kunde am Freitag getätigt hatte, war erst am darauffolgenden Montag ausgeführt worden. Seit letzer Woche Mittwoch warte Beste Spielothek in Mindelberg finden auf angewiesenes Geld und auch das Gehalt war 1 Tag Sozialkonzept als bei meiner alten Bank erst auf dem Konto. This deposit guarantee scheme applies to all deposit accounts made by individuals, companies and covers up to up toEUR per bank per depositor. Weitere Tage später sollte ich dann noch eine Unterschrift drunter setzen Dezember ins Handelsregister eingetragen. Was kam bisher?
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    Comdirect Bank Online Retrieved August 25, John says:. Hh Lotto du'Fell says:. Such actions are only allowed to lawyers. Interest rate Casino 2000 Luxemburg. Also, in which situations I should pay attention Huangdi not paying any fees to comdirect? Gut Beste Spielothek in Thalkirch finden wissen Bedingungen Die Kontoführung ist kostenlos und an keinerlei Bedingungen geknüpft. Lahmste Bank ever. Diese Note berücksichtigt, wie gut die Banken für Ihre Kunden erreichbar sind, welche Ident-Verfahren bei der Kontoeröffnung angeboten werden, wie einfach es ist, Bargeld einzuzahlen und über welche Wege die Nutzer ihre Konten führen können. Ich habe ihnen die Kopie sogar per E-Mail geschickt. Completely online 2. Im Überblick Gebühren Kontoführung p. I just saw that number26 do not offer schufa records which might be problematic when renting an apartment, no? Baufinanzierung PLUS. Greetings, Many thanks for this NachtschwГ¤rmer Schmetterling about Comdirect. February 13, at pm. Namespaces Article Talk.

    Comdirect Bank Online Navigationsmenü

    Auf diesem Angebot werden u. So werde ich das Konto wieder kündigen wenn ich eine Bank finde die besser zu meinen Vorstellungen passt. In: WirtschaftsBlatt. OktoberS. Doch ob du nun durch fehlerhafte Eingaben eine Sperrung Beste Spielothek in Helden finden oder deine Daten vergessen hast:. Motogp Wetten kann ich nicht bearbeiten sondern muss sie erst komplett löschen und neu anlegen. Commerz Finanz GmbH consumer finance. Grand Casino As Comdirect Bank ist eine Aktiengesellschaft nach deutschem Recht. Als Zweit- oder Nebenkonto allenfalls geeignet, falls man nicht den "strategischen Überlegungen" irgendwann zum Opfer fällt und mangels Rentabilität entsorgt Beste Spielothek in Am Ziegelwerk finden. comdirect bank News: Hier finden Sie die News-Seite für den Wert comdirect bank. Mit der neuen comdirect App wird Banking noch einfacher. Nutzen Sie die App für Ihr comdirect Konto und behalten Sie so Ihre Finanzen jederzeit und überall. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In​. comdirect bank AG | followers on LinkedIn | Bank. Neu denken. | comdirect is a leading direct bank and the market leader in online securities business for. Im Vergleich zu anderen Banken sind die Dispozinsen besonders niedrig. Buchungen aller Art sind kostenlos, insofern die Auträge hierzu per Online-​Banking.

    Comdirect Bank Online Video

    Wie eröffne ich ein kostenloses comdirect Depot? Ich finde die Bedienoberfläche sehr unübersichtlich. Kundenbewertungen 5,00 8 Bewertungen Verteilung Kundenmeinungen 8. Discountbroker wird Speerspitze in Commerzbank-Strategie. Du erhältst die für den Zugang zum comdirect Online Banking nötigen Informationen in separaten Briefen. In: Berliner Zeitung. Business Focus Alpha Г¶sterreich retail banking. Commerzbank hält fast 80 Prozent an Online-Broker. Sehr zufrieden Bin seit Jahren zufriedener Kunde.

    You will need a printed copy of your application to verify your identity using PostIdent. You can verify your identity using either PostIdent or VideoIdent depending on your nationality.

    To find out the centre which is closest to you, click Postoffice Finder. You will be shown on the map the Postoffice branches closest to you.

    He will check the details on the application form with the details on the details on your passport and verify the signature.

    Then the clerk at the post office will send the application form to the required address free of charge. VideoIdent This is a new verification method provided by Comdirect where you can confirm your identity through video telephony.

    However, it is currently only available for holders of identity documents which is in German. I would be grateful if you help me to open the account.

    With respect, Hristo Panchev. Hello there I live in united states just want to know is there any way to open bank account from outside germany?

    I live in usa. Thank u so much. Firstly, thank you for this awesome resource. It was an incredible help when comparing and applying for an account today, fingers crossed my application is approved!

    One thing I did get stuck on was the zip code. It kept asking me for a 5 digit zip code, however my previous addresses from the UK and Australia are 6 and 4 respectively.

    Hi SJ, Thank you for your comment. If you noticed, the postal code in the previous address is not a mandatory field.

    So I suppose it can be ignored if your previous address was outside Germany, Austria or Switzerland. I called them up and they told me they are aware of the issue.

    The requested amount has been approved by the bank along with interest rate which will be deducted as per your explanation.

    Now, the doubt i have is, if i do not use this credit amount, then also, do i have to pay the interest? The interest will only be used if you go into the negative i.

    The overdraft is the amount how much your account is allowed to go into the negative. That is, if your account does not have any money, you can still use the account till a certain limit.

    Only when it goes to the negetive, the interest is charged on the amount you overused. This is useful if you are living paycheck to paycheck, so that even if there is a delay in your paycheck, your standing orders for rent or telephone payment does not get refused by the bank for not having enough balance.

    Although it is useful, it is recommended not to use it, or even apply for it, unless you think it is necessary.

    It will affect your credit score since it is like an open option to take a loan at anytime. Hi, just applied for this account.

    So you will receive it. The Visa card is an additional feature, so you will have to apply for it. It will be ready on I have a right to be in Germany legally with Polish residence permit card.

    Since postIdent happens at the postoffice clerks and not by bank employees, they can vary at times. Sometimes, they ask for nothing other than your passport.

    Sometimes they ask for more documents. If they do, then also show your Polish Residence permit Schengen Visa.

    Also, a letter from the Auslanderbüro which says your Visa will be ready by 9. Good luck. My situation is this: I already have an opened account with Commerzbank.

    Therefore, I want t proceed with this new Internet banking system. Do you know if there a co-relation among both Commerzbank and Comdirect in that could present a problem while making the switch?

    Or maybe they are in practise two complete independent entities of each other? Hi Martin. There would be no problem in making the switch to Comdirect and they are two different entities for all legal purposes.

    They do share some services, such as cash deposit. You can deposit cash in any of the Commerzbank cash machines into your Comdirect account, but that is only advantageous for you.

    Although Commerzbank is recommended, since you do find the need for a branch, you can switch to ComDirect to save on the fees. Just complete the application for ComDirect as stated in the article.

    Since both are German bank accounts, as long as you do an internet transfer from your Commerzbank online portal, it should be free of cost.

    It should sound obvious, but do not close your previous account for a couple of months till everything is sorted out with your new account.

    Thank you so much for your kind advice. I will open the new account and hold on to the other for a bit more time of safety.

    However, i find the cash machines for notes and coins deposit a HUGE advantage in my case. Will this new account enable me to transfer my existing Vodafone monthly payments for example?

    Perhaps they will automatically reject the Visa card option altogether or stipulate their own credit limit. Yes, you can transfer any monthly payment to your new account.

    They also have a service call KontoWechsel where you can do it once you open the account. Otherwise, a simple letter mandate to Vodaphone with with details on your new account will do the trick.

    It depends on your credit score also. In case they do not think it is enough, they might refuse your VISA card, but still open the bank account.

    So that was nice! Now just awaiting the EC karte any day now! I re-read the fees definition for the deposits. This is annoying. However, I cannot see to find a better solution.

    Thanks for replying. In the meantime, 2 days ago I just received my first few letters PIN, Tan, welcome pages, etc regarding successful opening of this.

    Basically, i signed up for this bank because of the idea to use the money deposit machines at Commerzbank I especially have lots of coins to deposit.

    Since recently, there has been a new decision to charge a fee of 1. In this situation I might be worse than my current situation with Commerzbank standard monthly fees 5.

    I wonder if there is another bank that could offer such a service without this deposit fee? Love to hear from you. Hi, yes you are right.

    Since comDirect has introduced charges for deposits more than a certain number of times per year. My understanding is that it is A , but banks in other countries, e.

    I have a quick question: I have to transfer money to my landlord. If so, can I do this online before or after receiving the ATM card? Yes, a Girokonto is the normal checking account though which you can make any payments or receive money.

    You do not need the ATM card for that. For online access you will need a Zuzangsnummer Access Number and online PIN a 6 digit pin , both of which you will receive in a week once your account is open.

    You will then also need TAN numbers, which is also be sent to you in a week. You cannot make payments to your landlord using the Sparkonto Fixed saving account or the Tagesgeldkonto Daily Saving account.

    Is it that normal that they take so long to give an answer back to the customer? Do you have any instructions to open a current and credit card account?

    I can only find to open a savings account. In the German language version, there is a small series about the account opening. Hi, i have a quick question, i have a German bank account from Sparkasse, this is a personal bank account, i do receive money from selling things on Ebay, do you think i can open a comdirect account and receive payment something from Ebay Deutschland?

    Thanks in advance. Steuer-Identifikationsnummer TIN z. EU-Personalausweis, lokaler Steuerbescheid. Regarding 2. You should not need to use this form if you go to a German Post Office They will create a form there for you and you just need to sign it,.

    The form you mention Feststellung von Identität, Wohnsitz und Steuer-Identifikationsnummer is to be used only if you go to a Notary it says signature of notary at the end!

    But, I cannot find the PostIdent coupon. It seems that only VideoIdent is available on the website. In my case, the PostIdent-Coupon was on the last page of the PDF-document, which was generated after the online application.

    However, this is not a problem. Just write an e-mail to the customer service of the bank and ask for another PostIdent-Coupon for the legitimating and you will receive it via e-mail.

    Hi tanja, I recently opened a comdirect account, and I did filled all the information, then they send another letter again with a coupon, the letter also said it can be faxed as they have all the information, the was a mistake with my citizenship and date of birth so I rectified the mistakes and signed, then I faxed it.

    That arround the 16th of November. When do I get the reply back if my account was successful or not, I live in Germany for 4years now.

    And the funny part is daily I check the postal box to see if my reply came. Hi I am an australian and have moved to Germany for 1 year for work.

    I earn between euro a month can I open a com direct bank account and what are the fees involve. Is there any way to make cash deposits without any cost?

    The deposit through the ATM of the Commerzbank is 3 times a year free of charge for Comdirect customers since the last change in the price list. Then, cheap Euros 1.

    This at least applies, if one deposits on the current account. One can only deposit to this account at the counter. Do you want to try this for yourself?

    I am a US citizen who visits friends in Germany annually. I would like to open an account in Germany and transfer funds in advance of travel.

    Can a savings account with a debit card do this or is there another option? A pre-paid account? Hi, I live in Iran and I want to open an account in comdirect bank.

    Please inform me what should I do from here. I am Swiss citizen leaving in Switzerland and currently interrested in opening Girokonto by Comdirect, in order to avoid cash withdrawal fees while travelling abroad.

    However, when I start the opening process and fill-in the online formular, system asks me to fill-in the postIdent formular because I live in Switzerland… I thought that videoIdent were avalaible for Swiss people.

    Is it still valid? Greetings, Many thanks for this information about Comdirect. I opened an account with them this week and have been impressed with the service.

    Most European banks seems reluctant to open accounts for US residents. With Comdirect, it was a breeze. I am in Strasbourg for several weeks.

    The clerk verified my identity and mailed the application. Comdirect wrote by email, asking that I complete an additional form.

    I returned it by email, and the account was opened the following morning. In total, it took four days. I look forward to doing business with the bank.

    I especially like that they allow several free deposits each year at Commerzbank. Being able to deposit the cash with ease back into the new EUR account is a great benefit.

    Very pleased, and grateful for your website, without which I would not have heard about Comdirect.

    The description of your experience with the account opening is great. Hello, I am a British citizen, resident in France. I own an apartment in Germany which I rent out, so I need a bank account in Germany.

    I almost never go to Germany so I cannot go inside a bank. Do you recommend and is it possible from outside Germany to open a Comdirect account?

    Thanks so much. Hello, the Comdirect is a good choice in this case. But you are going to have to travel to Germany, in order to legizimize yourself at a German post office Deutsche Post via PostIdent.

    That is the simply way to do it. An alternative would be the legitimization via a notary. Good luck!

    Good day, I am a Ukrainian citizen without registration in Germany. I am seaman and working in German company. The company ask me to open bank account in Germany in order to transfer my salary.

    Next month few times my ship will visit Hamburg. Please let me know if I can open bank account in Comdirect bank?

    What I have to do for this? Which documents I need to provide to the bank in order to get account. Best regards Yevgen. I am Ukrainian, too, and I am curious if it is possible at all without permanent residency in Germany.

    Any suggestions? Thank you for your feedback! Have good luck and much good experience with your new German bank account. Hello, I recently opened a comdirect online account.

    Is it possible to have a Schufa now? How can I get my first free Schufa in that case? Just wanted to let you know that recently I was successfully able to open an account with Comdirect as a UK citizen not living in Germany.

    While visiting Germany I went to a post office to do the PostIdent process and they sent it off with my application form. Within a few days I received an email asking for proof of residence in the UK so I sent a telephone bill.

    Within a few more days they had processed everything and opened a Girokonto, savings account and prepaid visa card.

    Initially they said I could write to them in English and they would reply in German but they have since said they only accept correspondence in German.

    There is no English at all in the letters or website, but the app for the iPad is in English and google translate can be used.

    I hope this is helpful to someone in the same position as me. If apostille is required, how does it work?

    As the editorial team we gladly share tricks and tips about finding the fitting banking accounts in Germany, as well as opening and cleverly using them.

    But our possibilities reach their limit when it comes to individual agreements between a bank and a customer. I have recently come to Germany for few months for project work.

    I wish to rent an apartment for this duration, and in most cases a bank account is needed. Can I use my temporary address or office address for registration and initial correspondence.

    In this case, Comdirect is not the right bank for you. I am russian citizen. I want to run am international website where financial operations are involved found.

    Can I open bank account in Europe via internet for this operations? As a citizen and resident of Kyrgyzstan I tried to open an account with Comdirect Bank but failed.

    You also should indicate German mobile phone number, otherwise online form will not be accepted. The online application is only suitable for residents of Germany.

    If you apply from a different country, you need the PDF application. Best of luck! If that is the case for example if you live in Austria you could alternatively provide a copy of your registration card, tax reports or something equally official unfortunately, a copy of the rental agreement will NOT suffice.

    I plan to travel to Germany and can visit bank myself instead of applying online. When I rand I was told to use the Vpay card as I was in europe.

    I dont have a pin for this card. In order to obtain a new PIN, you can contact the bank directly e. They will provide you with a new PIN. I am writing this message to thank you for all the information you have gathered here, that has helped a lot of people I am sure to open a German Bank account.

    Because I have benefited from all this information, please allow me to write about my personal experience: In March, during a trip of mine, I got in Munich airport for 2 hours, so I went to the airport Deutsches Post, to do the PostIdent procedure.

    Although I was a little sceptical in case something was ommited and I would not be able to do the procedure again, in the near future , everything proved to be fine and in a week or so, I received by mail all the necessary documents from Comdirect.

    I would like to inform your readers that in Munich Airport you need to get OUT of the security area in order to get to the Post Office, so you need to pass the security check again, if you continue your flight- so, plan your time accordingly.

    I have followed the instruction provided here and took a chance to apply for a VISA card, although i am working for a German company here in Deutschland, with a standard income and have provided the bank with every detailed information with proper records.

    Quite surprised, could you please let me know any other legitimate options other than DKB and Comdirect? If you still are particularly interested in becoming a customer of Comdirect, it might be a good idea to first open the Tagesgeld account.

    Since this is a savings account without credit line, a credit check is not required. Once you have this account, put money in it and develop a good history as a Comdirect customer, you will probably have better chances to get other accounts there as well.

    Hello, I am British but reside in the Netherlands and have Dutch identification i. In the VideoIdent system it only accepts video calls from.

    Austria Switzerland Luxembourg Liechtenstein. Why not Netherlands? Can I go directly to a Comdirect bank in Aachen and open an account there?

    What you could do instead, if you travel to Aachen, is to legitimize yourself via the PostIdent procedure at a local German post office.

    I have opened an account at comdirect not long ago, their service is amazing. I only opened a girokonto but not long ago I sent another letter to get the bonus option for purchases reimbursed for a depot, since I have some experience with all kinds of wertpapier I managed to get everything sorted out.

    I live in Hungary so I had to go through a German language certified notare and have an apostille certificate added to the paper.

    It will be very handy once I move over to Germany now to receive my wages and get essential payments going for Internet and other stuff. They do have English speaking colleagues but mostly will only communicate in German which is not much of a problem.

    You can leave the account empty for a few weeks without worries. The bank does not define a duration. From Hungary this works simply and inexpensively with the specialty provider TransferWise.

    I regularly use TransferWise for international money transfer with changing currencies. I am an Argentinian resident and citizen.

    I have also a Polish citizenship. I will buy a property in Berlin area, and during the next four years my aim is to rent this property and by to live there, when I will be retired.

    Is there any possibility to open an account girokonto, or something seemed BEFORE buying my flat, so I could transfer there my money to this purpose and other expenses, and also for deposit the rent?

    Thank you a lot. Hello, I have opened a Comdirect account, they have sent me the visa card but not the giroconto card.

    Is it possible? What should I do? Also, in which situations I should pay attention for not paying any fees to comdirect? Is online login, sms or tan free of charge?

    Which actions need payment? Regarding the other questions: Of course Comdirect do not charge any fees for signing into online banking, and not for sending SMS.

    It is possible thought that SMS costs are incurred from your mobile provider, when the message is forwarded abroad. I still have no reply from Comdirect bank.

    Please inquire directly at the bank. Depending on the postal delivery each way, this can be very differing in different countries.

    We hope you will receive your mail soon. I just want to know if the bank would let me know whether they accept or reject my application so that I could know, not just keep me hanging without anything.

    I arrived in Germany two weeks ago and are still using my travel sim and number until I can find a german one. I have however, already registered my current address.

    When opening an account, the bank is statutorily obligated to document the residence and tax residence. In most cases, this is very easy and taken care of together with the legitimization process PostIdent or VideoIdent.

    It is a good sign when the bank sends you this form, because then the account opening is imminent. I am residing in Romania and I recently succeeded in opening an Girokonto inkl.

    Tagesgeld Plus with Comdirect. There were some hassles because of the identification part and me not knowing any German.

    They will only sign a Romanian translated form, that has further to be translated back in German. My solution was identification via Post-Ident during a trip through Germany, where it took less than 10 min without any German word, just with showing the papers and repeating Post-Ident.

    I want to ask you following:. Alternatively, is Transferwise better? What are the alternatives and what do you advise for the the money in the Girokonto, a saving or an investment plan?

    As one of the benefits of having a DE account is shopping online on German sites, what is the safest payment method to use with Visa Card details, via Comdirect online or better a PayPal with the Visa Card attached?

    Congratulations for succeeding re. For transfers between two currency areas, TransferWise is usually less expensive. This is, why this provider is so successful!

    Information regarding wealth building with direct banks in Germany are — from us — only available in the German version.

    In Germany, there are various payment methods for online shopping. You can decide for yourself, which method you like best.

    Personally, I prefer a credit card. Between 2, and 3, Euro should hardly be a problem. In case of higher amounts, it is recommended to discuss the collection with the Comdirect customer service.

    Hi I am a Japanese and living in Japan and have no possibility to live in Germany. What document is necessary to identify me to open the account on you?

    Should I get the apostille of my passport and send you it with other documents necessary? The post office in Japan does not seem to have the system of PostIdent.

    Please, always direct such question to the bank directly. If one lives abroad and is not a German citizen, one needs a good reason for needing the account, a reason the bank can understand.

    In exceptional cases, it is possible. Primarily the bank opens accounts for people who live in Germany or are expats. This makes sense, because the communication as well as the online banking are always done in German language.

    Hello, I tried to open Visa card in Comdirect but faced following problem. What to do? Maybe someone already solve such issue.

    For the previous address, put in the German one again. Print out the account application and then manually strike out the previous address, manually put in the correct one and sign the changed area.

    Mail the application to Comdirect. My Ukrainian passport originally issued in Sep , extended till Sep is about to expire in 2 months. My questions are: 1 Would I be able to open an account at Comdirect?

    Indeed I lived in Germany in the past and still have an account in Commerzbank. Would it help? Currently, you cannot open the account from abroad using the online process.

    There is a PDF application you can get from the Comdirect customer service. Anyway, do you have a reply to the question, why you want to have an account at a German direct bank, even though you live somewhere else?

    It is possible that the bank will ask you that. Just a friendly warning for expats dealing with Comdirect. They currently have 2 apps for Android in the Play store; 1 Comdirect Mobile app and 2 Comdirect app.

    Here you can either scan an image or have the app scan your mobile screen for an image and with that make a transaction possible.

    Since Comdirect will charge for mobileTAN starting september e. But here it comes: The new app number 2 can only be installed on phones which are running a German localized Play store account.

    This means I cannot install the new app from the playstore and therefore cannot use the photoTAN app2app function.

    Not very expat friendly and a bit strange for an online bank, in my eyes. Do know what you might be getting yourself into if you have to pay for each online transaction that you are doing.

    Yes I know you can use iTAN lists, but seriously, who in this day and age carries around lists of codes to perform banking actions. This just is, again in my eyes, not acceptable any more.

    Then install the App and switch your account back to you dutch account. You only have to do this once. I am a minor 17 years old who lives abroad, I am a foreigner.

    I will come to Germany alone without my guardians. When I arrive in Germany, can I open a girokonto on my own without the presence of my guardians?

    Or can I open it online from my home country? According to German law, you can only be legally competent to do business from the age of Smart solutions for saving, investing and trading with securities — also via mobile devices — and how comdirect present and continuously develop them, are playing an ever greater role here.

    With over 3. The comdirect group stands for a new conception of what a bank is. As a smart financial companion, it intends to offer much more than the usual range of bank services.

    Intelligent solutions that dovetail perfectly with a modern digital lifestyle give customers complete and extremely simple management of their finances, thereby saving them valuable time.

    With this positioning, the comdirect group is the partner for a growing number of customers — even for those who have been using other banking models.

    Positive customer experiences across the entire range of services mean high customer satisfaction and greater willingness to recommend the bank to others.

    Assets under management are to be continuously increased, whereby comdirect is designing its services as simply and as intuitively as possible, removing barriers to access for existing and new customers.

    Both should contribute to the perception of comdirect as an innovation leader in the future. There is a particular focus on digital asset management.

    Seit letzer Woche Mittwoch warte ich auf angewiesenes Geld und auch das Gehalt war 1 Tag später als bei meiner alten Bank erst auf dem Konto. Was ich sagen möchte, die Depot-Seite ist Dreck Kein Portfolio vorhanden. Banking Products in Germany. Die gegenseite hatte sich ständig über Rückkopplung gestört, gegen die ich nichts machen konnte. Ich habe meine PIN immer Bundesland Gera nicht erhalten, sie sagen mir, dass sie wahrscheinlich wieder verloren gegangen ist, sie werden mir eine neue schicken und ich muss wieder 6 EUR bezahlen. Girokonto comdirect Login. Telefonischer Kontakt unterschiedlich, mal arrogant, mal freundlich. Gut zu wissen Bedingungen Die Kontoführung ist kostenlos und an keinerlei Bedingungen geknüpft. April Pressemitteilung. Ein Fehler! Covered Depositors individuals companies. Das Landgericht Itzehoe urteilte in zweiter Instanz, die Comdirect müsse Zugangswege via Internet aufrechterhalten und so gestalten, dass eingehende Louis HГ¤ndlerkarte auch ausgeführt werden können. Ein materieller Schaden entstand nicht. Leider schlecht. Comdirect Bank Online

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